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Sep 14, 2026
Nearly 40 Percent of Young Czechs Experience Financial Stress Every Month
Prague Morning
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Money worries affect almost one in three Czech adults, but younger people are facing a greater burden.
A new survey found that 39 percent of people aged 18 to 26 experience financial anxiety at least once a month, with household income playing a major role in how people feel about their finances.
Financial concerns are common across the Czech Republic. According to a survey conducted by Ipsos for Home Credit, 28 percent of adults experience worries about money at least once a month. Another 35 percent report financial stress several times a year.
Young adults face the greatest pressure
People aged 18 to 26 are the most likely to experience regular financial stress. Nearly four in ten respondents in this age group said they worry about money at least once a month.
Home Credit attributed the pressure partly to the cost of housing and everyday expenses. For young adults trying to establish themselves financially, rising prices in recent years have made it harder to absorb unexpected costs.
An unplanned bill or other expense can therefore create a serious problem, particularly for those who have limited savings.
Household income makes a significant difference
The survey found a clear relationship between household income and financial anxiety.
Among households earning up to CZK 40,000 per month, 41 percent of respondents reported experiencing financial stress. The proportion decreases as household income rises.
People living in households with monthly incomes above CZK 70,000 reported the lowest levels of financial concern.
Age and education also appear to influence how people view their finances. Respondents aged 54 to 65 and university students reported lower levels of stress than some other groups. In both categories, 43 percent said they did not experience financial stress at all.
Financial stress may also affect physical health
The consequences of financial difficulties can extend beyond anxiety and everyday worries.
The material also refers to research published by the American Mayo Clinic in 2025. According to the research cited, long-term financial distress and food insecurity may be associated with poorer cardiovascular health and a higher risk of death.
The findings underline the potential connection between financial security and overall well-being. However, the Czech survey does not establish whether financial stress directly causes health problems.
The survey was conducted by Ipsos in June 2026 among 1,026 people.
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