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How Foreigners Can Get a Mortgage in Czech Republic in 2026

This article has been written by Finaram.cz, a Czech platform specializing in mortgages, home financing, and real estate advice.   For many foreigners living and working in Czech Republic, buying property is a natural next step. But getting a mortgage as a non-citizen comes with additional requirements. Czech banks apply stricter criteria to foreign applicants and carefully assess income stability, residency status, and financial history. Here’s what you need to know in 2026. Bank or Non-Bank: What’s the Difference? Bank Mortgages Czech banks are the main source of mortgage financing and operate under strict regulations set by the Czech National Bank (ČNB). Advantages: Lower interest rates Strong consumer protection Disadvantages: Longer approval process Higher requirements for income and residency Banks pay particular attention to employment stability, income sources, and credit history — especially for foreign applicants. Non-Bank Options Some non-bank institutions (such as building savings banks – stavební spořitelna) may offer more flexibility and approve cases that traditional banks reject. However, this usually comes at a cost: Higher interest rates Additional fees Fewer legal protections What Affects Mortgage Approval? Citizenship and Residency EU citizens generally face fewer obstacles. For non-EU nationals, requirements are stricter — particularly without long-term residence or...

by Finaram.cz Mar 09, 2026

Prague Event Promotes Sardinia as a Year-Round Travel Destination

Prague hosted a European tourism workshop focused on promoting Sardinia to international travel markets, bringing together tour operators and buyers from across the continent. The event, organized by the tour operator Sardegna Travel, aimed to strengthen cooperation between Sardinian tourism businesses and European partners while positioning the island as a destination beyond the traditional summer season. The gathering marked the fourth edition of the initiative and drew tourism professionals from several countries, including Denmark, Sweden, Bulgaria, Poland, Romania, Slovakia, the Czech Republic, and Italy. Representatives of Sardinian tourism businesses also attended, meeting directly with travel buyers and agencies interested in expanding their offerings in the Mediterranean destination. Organizers said the goal was to support direct business relationships between tourism providers on the island and international travel partners. By facilitating these contacts, the workshop sought to encourage travel to Sardinia throughout the year rather than concentrating visits during the peak summer months. The event took place under the patronage of several institutions, including the Italian Embassy in Prague, the Italian-Czech Chamber of Commerce, the Italian Cultural Institute in Prague, and the Autonomous Region of Sardinia. Regional authorities included the workshop in their official program dedicated to promoting tourism on the island....

by Prague Morning Mar 06, 2026

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